A carefree, relaxing retirement is on the bucket list of almost everyone working at a job. However, if you haven’t sufficiently prepared for retirement from the workforce, you could have even more stress after you retire. Keep reading to uncover 10 valuable things you can do before and during your retirement years to vastly minimize stressors in your life.
(1) Evaluate Your Current Home
Examine your current home for sustained livability during retirement. Will your home’s size, location, and mortgage payment remain comfortable for you when you retire? Are you looking for maintenance-free living? Also, do you prefer to rent or own your home? Make a move if your home doesn’t suit your retirement lifestyle.
(2) Get a Good Night’s Sleep
Not even the best-planned retirement scenario can succeed if you can’t get a good night’s sleep. You might need to invest in a new mattress, memory foam topper, bed pillows, and layered bedding for optimal comfort. A consistent bedtime routine, white-noise machine, ceiling fan, and comfortable room temperature contribute to a good night’s sleep.
(3) Eliminate Debt
Finances are often a big concern during retirement. More specifically, the fear of running out of money. One of the ways to combat this retirement stressor is to get rid of outstanding debt while you’re still on the job. Eliminate credit card debts, automobile payments, personal loans, and even your home mortgage if possible.
(4) Help Others
Give your retirement years a distinct purpose and emotional satisfaction by helping other people. For example, volunteer at your local church, food pantry, hospital, or school. Give your family a helping hand by babysitting your grandchildren or assisting your aging parents.
(5) Eat Better
Being overweight or in poor health can be a significant stress factor during retirement. Make a point to eat better to be healthier. For example, eat more natural foods, such as fruits and vegetables, and less processed, sugary items, like sweetened cereals, pastries, baked goods, and potato chips. Cut down on salty foods and drink more water.
(6) Pursue Your Hobbies
Indulging yourself in one or more hobbies during your retirement can make life’s daily stressors seem to melt away. Pursue a hobby you’re passionate about. Some hobby ideas include drawing, painting, writing, golf, tennis, singing, playing a musical instrument, or photography.
(7) Make Exercise a Priority
Being physically fit is of great benefit before and during retirement. Exercising benefits both your physical and mental well-being, so make it a priority every day. For example, sign up for aerobics, dance, or swimming classes at a local recreation facility. Play golf, tennis, or pickleball with friends. Taking a brisk walk outdoors is an excellent way to exercise and get some fresh air and sunshine.
(8) Find a Church
Become affiliated with a local Bible-based church and feed your spiritual side. Attend Sunday worship services and join an organized prayer or study group. Assist with a special event, teach a children’s class, or help with your church-sponsored food pantry, clothes closet, or library.
(9) Live Within Your Budget
Create a monthly budget before your actual retirement that balances your projected income with expenses. Remember to save for an emergency fund for those unexpected costs. Stretch your budget by using senior discounts at restaurants, movie theaters, and sporting events. You might consider a part-time, seasonal, or home-based job to provide additional income.
(10) Learn to Say No
When you retire from your career, people often assume you have all the time in the world to do as they wish. Don’t stress out about turning down requests for your time. By saying no to some things, you are saying yes to those activities and events that are near and dear to you.
No retirement is entirely stress-free, but you can alleviate much of the unnecessary financial, emotional, physical, and mental stressors that can sabotage your care-free lifestyle. Enjoy a less-stressed retirement by following the 10 suggestions you read about in this article. Start planning today for living out your retirement years with more fun and less stress.